Steve Haney, President
Provident Lending Corp’s NMLS #: 229099
Steve Haney’s NMLS #: 229020
Steve Haney’s State License #: 100017813
Steve Haney, President and owner of Provident Lending, is known as The Mortgage Doctor and has been a member of the Colorado Springs community for most of his life.
For many years he has been in the top 10% of his career field in the nation. An expert at reverse mortgages, purchases, refinances, and debt consolidation loans, his passion right now is for reverse mortgages, which can help people over 62 maintain a good lifestyle.
Steve Haney has often been described as a true professional and a man of integrity, who always does the right things for the right reasons. For many years he has been in the top 10% of his career field in the nation.
A lot of people think that Steve is in the business of just loaning money, but he doesn’t see it that way. He is helping to create the largest single debt that most people will ever have in their lives and he feels a professional and moral obligation to help them manage that debt.
He wants to make sure that the loans that his borrowers choose fits into their short and long term investment goals. As a result he takes a financial planning approach to the mortgage business.
Steve earned his degree at Brigham Young University, has been happily married for over 41 years, and has four adult sons, two of whom have served in the military.
This contributes to his strong sense of patriotism. He believes strongly that America can be strengthened by returning to core Christian values and by strengthening families.
He loves to fish, hunt, camp, work with the Boy Scouts of America and in his spare time loves to teach and play competitive paintball. His big event for the last 14 years is a fly fishing trip into the northern Canadian wilderness.
Herman Combs, Production Partner
Herman Combs was born and raised in Tucson, AZ and moved to Colorado Springs, CO over 5-years ago. He is a husband of 14-years, a father of four and a God-fearing man. He has over 8-years experience in the mortgage industry and at one point owned his own mortgage company with over 30-employees.
In his spare time he is present with his kids hiking, biking or doing something outdoors with the family. Herman loves to read, play music (piano and guitar) and ride motorcycles. He serves at his church on the council and volunteers his time there as well.
Herman is an experienced entrepreneur, recruiter and communicator. He has helped launched new products and initiatives into the marketplace in both for-profit and not-for-profit sectors. Born and raised in Tucson, AZ he attended the University of Arizona, studying Business Administration and attend Christian International Ministry Training College in Santa Rosa Beach, FL studying theology. The majority of his success has come in the mortgage and real estate industry.
Transitioning from the real estate industry, Herman was a financial advisor. He focused on educating affluent and middle-class Americans how to set up their own Private Reserve Bank, for tax-free retirement as well as long term asset protection. For almost 4-years, Herman was a Pastor and President of a 60-member church in Oro Valley, AZ. He lead, taught, counseled and oversaw the governing church board. He has started a couple of marketing and tech companies. He is currently the CEO of Vrello, LLC, a mobile app development firm. Herman’s main strengths are his passion as well his ability to inspire, communicate and engage people to see beyond themselves for a greater purpose.