Senior Safeguards

At the Reverse Mortgage Institute of Colorado, we have  many safeguards to make sure that all of our clients understand everything about Colorado Reverse Mortgages to protect the interests of the senior community and their families.

Steve Haney belongs to the Better Business Bureau, is a member in good standing of the National Reverse Mortgage Lenders Association (NRMLA), and is supported by The Consumer Advocate. We encourage you to contact these institutions and check out the good reputation of our company before proceeding.

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HUD Counseling

Before a Colorado Reverse Mortgage application is written, we will provide you with the name of a professionally trained HUD counselor, and arrange for them to furnish you with an expert, objective overview, and discuss with you all the Colorado Reverse Mortgage options. To help prepare you for this counseling session, read Preparaing for Your HUD Reverse Mortgage Counseling Session, available on this site.  Click here to read the pamphlet.

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The NRMLA

The Reverse Mortgage Institute of Colorado is a member of the National Reverse Mortgage Lenders Association (NRMLA), who has a comprehensive Code of Ethics that we follow closely. Click here to read the NRMLA Code of Ethics.

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Our Own "Reverse Mortgage Institute" Procedures

Our Colorado Reverse Mortgage Counselors adhere to and maintain standards and a code of conduct that are aimed at protecting the interests of the senior community and their families.

We realize that although Colorado Reverse Mortgage products can be an excellent financial solution, they may not be the cure all for your financial needs.

Our customary methods in terms of consumer safeguards for senior citizens include:

• A personal, one-on-one consultation with an expert Colorado Reverse Mortgage Counselor who will analyze the needs of the senior candidate to ensure that one of our many Colorado Reverse Mortgage options is a practical solution. We then share with them a detailed cost analysis and comparison breakdown.
• We provide each candidate with a printed version of the Colorado Reverse Mortgage Comparison Breakdown. We review this breakdown with each senior candidate to ensure that the senior clearly understands the options and benefits of different Colorado Reverse Mortgage scenarios.
• We strongly encourage all senior candidates to reach out and seek advice from loved ones: family and friends, as well as financial and/or legal advisors regarding their decision to move forward with a Colorado Reverse Mortgage. 

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