Testimonials for Steve Haney, The Mortgage Doctor

Excellent service. Thank you Steve. I would recommend you to friends and family!

Steve and Tammy were outstanding and very patience with me. I had so many questions and they answered every one; no matter how often I called them and they explained every thing so that I understood!

Steve was very knowledgeable and easy to work with in getting our Reverse Mortgage established and completed He was also very patient in making sure my mom understood the process and requirements. Thank you for all that you do!

Great and quick experience. We used someone else previously who was unable to provide us with what we needed. Steve and his group were extremely professional, and got it done quickly.

What a great team!

I shopped around and did some homework, I got some great advice from Steve over the phone. Helped me make a great decision to go with them! Guy Thomas and his team were great to work with! Highly recommended!!

Outstanding!

Steve, thank you for everything you have done. Things went smoothly, but I missed seeing you in person. Right now, I have no one to refer, however will certainly recommend you. Still eating the M&M’s you gave me.  Thanks again!

I refinanced my original Reverse Mortgage to get a better interest rate and more money in my Line of Credit. As usual, Steve and his team were fast, efficient, and friendly. Couldn’t have had better service. Love these guys and gals.

Great people that can make the impossible possible. They are the most devoted, caring people. A 5-star rating is not high enough.  Should be a 10! If the team is on your side, you will be very happy with the results. 👍

Steve’s team will get you the best refinance possible. I believe in his team as they have the same passion that he does! I’m simply spoiled by Steve’s deliverance of my 1st refinance with his company and staff.

Totally Awesome!!!!

In your court all the way!

This was a refinance of our reverse mortgage that we originally got from Steve. The process was more tedious than the original loan, but Steve and his team dealt with each issue and guided us over the rough spots.  He got us an extra $130,000.

We’ve refinanced twice with Steve Haney; that shows how much trust and confidence we have in Steve.  This time he increased our line of credit by $50,000 with no more house payments for the rest of our lives!

If you are thinking of refinancing your home, I would highly recommend that you contact Steve Haney.

We worked with Mel and Steve during this crazy time of COVID-19. They were amazing!

Personal service like this is just not found anywhere today.

Mel went above and beyond many times and went through every question and piece of paperwork with me. At all times, I knew exactly what I was signing and why.

If you looking at buying or refinancing please give them a call and find out for yourself what true customer service looks like.

Thank you, Mel and Steve.

I just wanted to let you guys know how grateful I am.  You did a fantastic job getting my refinance done in these very tricky times!  I hope to refer business to you in the future, and I really want to thank you for all of your hard work.

We refinanced his manufactured home when no one else could get it done, and saved him $250/month in his mortgage payment. As a bonus, he got to skip 2 house payments.

Steve is AWESOME. Not often you find someone who cares about the customer nowadays.

Thank you and your team for helping me through the process. You made it so easy. It was nice to just meet with you, as well!

We did one of the New Reverse Mortgages for him, which paid off his home so he will never have to make another house payment. This enabled him to retire.

Well, we are all closed and everything has been paid off.  I want to thank you from the bottom of my heart for your help.  Your kindness and lack of judgment of me was more than I could ever expect and I am truly thankful.  As it turns out, we will be saving about $3,000 per month.  We can now relax in our retirement.

You work for a great company that does great things for people. Thank you again, and may God bless you!

Steve was great. He not only helped us a lot in getting our reverse mortgage, but was very good at it and made it easy. Would recommend him to anyone. He is a person I would trust completely. You will also find him very easy to work with.
Thanks,
John D
Johnstown, CO

Steve helped me purchase my first investment property. It was a tight fit, but Steve was persistent in making it happen.

My husband and I have been blessed to know Steve and his wonderful staff and to have a business relationship that spans over 10 years. During that time, Steve has always put our financial needs first.

He is at the top of the tier: courteous, ethical, and extremely professional. His advice has proven to be right on the mark, and we are very grateful to have him in our corner.

As home interest rates continue to look better and better,  we are currently doing a refi on our home. Steve realizes what we do: a better interest rate is worth a careful look.

Thank you Steve, for your consideration and thoughtfulness.  We rate Provident Lending 5 stars with enthusiastic applause!

Steve did our original loan application, and many years later also assisted us in a refinance. This man goes out of his way to insure you get the best financing available with your circumstances. Steve guided us step-by-step through the loan process. A person could never go wrong working with him and his company.

You were so great!  5-star service!

Steve Haney is an amazing loan originator, and I recommend him highly to anyone needs help.

I have a complaint. Steve only gave me 3 pounds of Peanut M&Ms when we closed on my house. I wanted more!!! 😋

The service was phenomenal and the staff was friendly and wonderful. This company was very helpful in my time of needs, getting me back on the right track with my mortgage. Very thankful!!

Service was everything we expected.

Nothing went wrong. Steve Haney is an amazing loan originator, and I recommend him highly to anyone needs help.

Love Love Steve and his people. We have gotten multiple loans thru them and are always super happy with the entire experience!!

Your customer services are outstanding. God bless.

Steve was very professional and knowledgeable. Couldn’t have done it without him.

Steve is a great guy to work with!

I’ve used Steve’s services several times over the years. Always a good experience! Steve takes the time to show us the many options that are out there in the mortgage world.

I definitely recommend The Mortgage Doctor!

From the start to the finish Steve and his team were outstanding!!!!!!!! 😃

Best choice I made by hiring a professional such as Steve Haney. I must of sent a dozen emails and called a dozen times asking question after question, and I was impressed with Steve’s responses in a timely fashion.

Next house we buy or want to refinance we will use Steve!

I heard Steve on the radio and was skeptical he could help us. I called, and he set me up with Mel from his office. We were able to refinance, pay off high interest loans, and now we can relax during retirement! Mel was fantastic. Very knowledgeable, on top of the process, and very friendly. I will recommend Steve Haney to everyone!

Mr. Patience!!! Stayed the course through all the THICK red tape!!! Hope to do business again some day!!!

Excellent experience, great staff. It was honestly the easiest, quickest refinance we have ever done. Steve and his entire staff are a pleasure to work with. An honest and quality firm. Thank you, Steve!

Steve and his staff were great to deal with. They are all very helpful and courteous. I’ve done 3 loans with them, and my daughters did 1, too. Keep the M&M’s coming. Thanks for being my friend.

Steve and his team have been amazing! We are still in the process for a reverse mortgage; however, they have been in constant contact and respond immediately to emails and phone calls.

We looked into a reverse mortgage with a different company last year and we told we had to put up tens of thousands of dollars. Steve worked up numbers the 1st day I contacted him, telling me that we would get money back!!!

I will recommend him to everyone I know looking for a mortgage expert.

God has blessed us with many things over the years, and I’m happy to add the Mortgage Doctor to the list.

We have had Steve in our corner for many years. He has been a stalwart and personable friend. We met Brian Gafford as we began the refi on our home. He has kept in close contact, and even braved a snowstorm to come to us with timely documents when we couldn’t get out. Provident Lending is a top tier source for ethical, professional service. We can’t say enough! 5 stars with applause!

I learned so much about mortgages. What you may need might be different then what I need. My mortgage is 2% after tax deductions, while I make 10% average in my brokerage account. Why would I want to pay my house off early? Do they have 100 year loans? Thanks, Mortgage Doctor.

Professional. Efficient. I would recommend Steve to others.

All my questions were answered to my satisfaction.

He is very knowledgeable and very personable, ensuring that what he does is best for the customer.

Steve Haney is a very professional mortgage expert, and he is just a delightful man. Together, these attributes make it easy to trust him with the important decisions in the real estate world. I did and I have never regretted trusting Steve for a second.

Steve provides outstanding and very comprehensive advice and guidance on all related to obtaining and managing reverse mortgage process.

Steve, thank you for your service and advice. Always there to help answer questions at any time. Blessings to you!

Always fantastic service. Steve and his staff are take great care of their clients and think in their best interest. There is no mortgage question too small or too big for them to handle. They are very honest and give great pointers to you regarding your circumstance in the home buying process. Superb communication. I would highly recommend them and look forward to working with them on my next home purchase.

Steve goes the extra mile when needed. Very professional!

Steve Haney has been very wonderful to us. The staff is very welcoming. We have used Steve for many years. Everything that Steve and his associates have done for us, went very smooth and flawless. I recommend using Steve Haney for purchasing a home and refinancing. We were treated with respect and like family. We love using Steve Haney and will be using his mortgage company again in the future. Thank you, Steve!

Steve walked me through the whole process, explaining everything, and kept in contact afterward. I would recommend him to others. Thanks, Steve!

Steve was great! Johnell was great. There were a few bumps in the road, but they were there for me. I would not have wanted to try this with anyone else. Thanks Steve and Johnell.

Steve handled our Reverse Mortgage years ago, and we were VERY impressed with his and his staff’s service all the way through the process, and his follow-up friendship.

I asked Steve for scenarios on mortgage financing by phone, and he was prompt to respond with accurate and helpful verbal and written information. I would recommend The Mortgage Doctor to anyone seeking a mortgage in Colorado. Honesty and integrity matter!

Very smooth process. Faster than expected. Steve and his team were polite and professional. I plan to use them again sometime this year.

Great communication, and professional.

Thank you Steve. You and Mel Rock!!! Thank you both for your expertise. This was a blessing on a Sabbath Day when I heard your The Mortgage Doctor Show on 101.3 FM. Your company Rocks!!! Have a blessed day!

I requested Steve to review our mortgage and provide advice on how we might proceed.

While I am past retirement age, I am still working and living with my wife in our home of 48 years. Steve reviewed not only our mortgage but also our financial status so he could make a comprehensive assessment.

Steve recommended that we keep our current mortgage and work toward a goal of establishing a reverse mortgage in years after I do retire, when our income will be reduced. This was extremely helpful advice. We accepted his recommendation and made it our plan.

Steve Haney went above and beyond making my loan an easy experience. He has so much insight when it comes to money management. Never, at any time, was I surprised at what came next, because he and his staff were on top of everything. The smartest thing I’ve done when it comes to money management was calling Steve Haney.
Thanks for making me feel like I was your only client with 100 percent of your time and effort!

My wife and I wanted to refinance in order to get a lower interest rate on our loan a while back. Steve shopped around and got us a great rate. Our mortgage payments are less than the rent on an average two bedroom apartment these days.

We have used his service more than once and would go back again if we ever needed another loan.

Thank you, Steve!

Working with Steve and his staff was a great experience. That is not something to be taken lightly in this day and age of poor customer service. Steve and his staff are very knowledgeable and helpful. They are prompt when getting back to you, and take care of any issues that may come up. Everything went very smoothly, and most of all, he and his staff are kind, courteous, and respectful.
Harvey & Sherry

Our experience proved to be a wonderful one. We were made to feel at ease right away with the ENTIRE experience. If we were to find ourselves in a similar situation in the future, Steve and his entire staff would be our only choice. That is a good feeling to have. Thank you very much for what you have done so well for us!! Doug and Barbara Frey

Dear Steve, Thank you for the gifts and thank you so very much for helping me to get a refinance on my mortgage, especially with mine being somewhat of a challenge, I’m sure. Thank you, and everyone there at Provident Lending for working hard on my behalf and for making the whole process from beginning to end an absolute pleasure. Blessings to you all!

We paid off this widow’s $80,000 in bad debts and gave her an extra $20,000.

Thanks for getting my refinancing done in a timely manner, lowering my payment, and allowing me to miss 2 months of mortgage payments. Thanks to you, Steve, and your team!!!

Thank you very much! Your team lowered my payment and gave me a 2-month break from my mortgage payment.

I received excellent information regarding a reverse mortgage. It was the best service, and it exceeded my expectations. There is no doubt in my mind that getting a reverse mortgage is be a great way to start retirement. Thank you, Steve!

Smooth transaction from start to finish.

Can’t say enough about Steve and his wonderful team. I had many obstacles in my way at the start, but Steve and Johnell (Steve’s loan processor), helped me work though each one. Wonderful outcome! No house payments on a home I love for the rest of my life. Thank you guys again. I’ll recommend you to all my friends.

Steve and his team were great. They were always available for questions and ready to help out. We had a couple of hiccups, but they worked it all out. Thanks for everything.

Awesome…the entire staff went the extra mile and beyond!

Steve, we wanted to thank you and your staff very much for your friendly & professional service.  You have made our future so much more secure, happy and with peace of mind.

We helped them get one of the “new” reverse mortgages that:

1. Paid off their $130,000 mortgage
2. Wiped out their $920/month house payment
3. Paid off $620/month of debts

I want to thank you for all your advice and assistance.  I am extremely happy with the service I received.  Thank you so much, Steve, for making my retirement possible!

We did one of the “new” reverse mortgages for Linda, which paid off her mortgage. This saved her enough money to retire.

I want to thank you for all your advice and assistance.  I am extremely happy with the service I received.  Thank you so much, Steve, for making my retirement possible!

Steve did one of the new reverse mortgages for her, which paid off her mortgage.  That saved her enough money for her to retire.

Steve, I just wanted to thank you again for the help and guidance through the reverse mortgage process.  After being turned down by two other lenders, I was skeptical, but you delivered as promised.  You can’t imagine what a relief it is to know that will never have to make another house payment as long as I live.  I can’t thank you enough.

We paid off his mortgage after two other banks tried but could not get his loan closed.

Steve, I just wanted to thank you again for the help and guidance through the reverse mortgage process.  After being turned down by two other lenders, I was skeptical, but you delivered as promised.  You can’t imagine what a relief it is to know that will never have to make another house payment as long as I live.  I can’t thank you enough.

Steve paid off his mortgage after two other banks tried, but could not get his loan closed. 

Kathleen, Eric and I wanted to take a minute to tell you how grateful we are for your help the past few months. We have been trying to buy this house for four years, and you are the only person that did not back down!  You never gave up on us! We will forever be thankful for you and your persistence.

Thank you both for all your hard work and extra efforts.  It was a little bumpy at first, and then got bumpier.

Originally, Steve said, “I don’t work on loans that will not close.” This meant that if he was working on my loan, he would find a way to close it. With the help of his genius and Johnell, he turned out to be right.  I am now eating my M&M’s!

After a full year of effort, Steve and his team were able to:

• Pay off his $147,000 mortgage
• Save him $900/month on his payment
• Get him $22,000 to spend to pay off bills

And he will never have another house payment as long as he lives.  Additionally and importantly, every borrower gets a 3-pound bag of peanut M&M’s to celebrate a happy closing!

I’ve known Steve, a true Mortgage Doctor, for many years. I’ve watched him grow his business one loan at a time by taking personal interest in each client. He truly believes that everyone he meets is a friend, and that helping a friend is he best thing ever! I’ve received solid advice from Steve during the decision-making process. He’s not a salesman. He’s an honest man, working hard at his craft. I’ve recommended him to many folks!

Thanks for getting me the reverse mortgage. Everyone I worked with was so nice. I am glad I heard you on the radio; you did just what you said you’d do. If I know of anyone thinking of a reverse mortgage, I will definitely recommend your services.

We paid off her $144,000 mortgage, saving her $1,500/month. We gave her $156,000 cash.

We received the gift you sent and that was completely unexpected and very generous. You do have a great team, please thank everyone for the work they did for us. They truly went above and beyond. We look forward to working with you again in the future.

Incredible work, y’all are the absolute best ever! All your hard work has made us the happiest customers. We will post on Facebook how happy we’ve been and all the hard and extra work you have done for us. I’m in the industry and I’m very impressed.

Steve helped him refinance his home, skip 2 house payments, and save $200/month.

I want to thank you for all the work and time you took in getting my reverse mortgage. I’m so grateful that I don’t have a mortgage payment, and even more grateful that I do not have to deal with that mortgage company anymore! I am going to recommend you to my brother.

After her husband died, she had a mortgage that was more than her income. Steve did a reverse mortgage for her, allowing her to pay off the mortgage. She also received $9,000 cash.

Thank you for the gifts you have sent to us. What an incredible knife! We loved the DVD of the Life of Christ. The music was beautiful, and the acting was done so well. It’s a pleasure to know you, and I hope to work with you again.

Steve helped them pay off their $900/month mortgage and get them $37,000 cash and has sent them gifts over the years.

Thanks so much for not giving up on me. I am very grateful. May many blessings come your way.

Steve helped her refinance her home and got her 30K to remodel her kitchen.

I wanted to especially thank you for helping me to refinance my house. To lower my payment as much as I did and pay off my car and credit cards is a dream come true. It’s been a privilege working with you. Thank you again!

Steve helped reduce Andy’s house payment by $600/mo, helped him pay off another $600 in debts and skip 2 house payments, got him $4K and a refund of his escrow account.

Thank you for changing our lives. What a relief it is to not receive bills in the mail every day and to be able to sleep at night. Your very efficient team held our hands through the whole refinance process and we never felt like we were doing this alone. Thank you again and again.

Steve helped them pay off all their bills and save them $600/month.

I’ve dealt with numerous other mortgage lenders over the years but none, and I emphasize none, have been as helpful and gone the extra mile as has Mr Haney. Not only is he truly interested in your personal situation (you are not just a number) he will maintain communication and interest long after the deal. He truly does change lives!!!!

Steve this loan literally changed our lives. We can’t thank you enough!

One of them was looking at being laid off soon, so Steve paid off all of their debts, saving them $850/month. They also got an extra $60,000 cash.

Steve, I continue to be amazed with your thoughtful nature. Thanks for the smoke alarm battery. By the way, the more I use the knife, the more I like it and find new uses. Of course, I will strongly recommend Provident Lending.

Steve gives an expensive knife to his clients at every closing. He also sends them a 9-Volt battery every year with a reminder to put it in their smoke detector.

Thank you for all your kindness. Mary Jane and I cannot thank you enough for all your support and assistance during the loan process. You’re the best! We will recommend your company to all your friends.

Steve helped her pay off all her debts, saving her over $1,000/month. Her house payment is lower since the refinance.

Your expertise, wisdom, and kindness are SO appreciated, and this will answer so many issues that we have struggled with. May God bless you!

Janet and Bill are 78-years-old. They couldn’t pay their bills, and were living off their credit cards. Steve helped them pay off $800/month in debts and get 95K cash.

Herman and Steve were excellent! We appreciate their attention to detail and swiftness in getting our loan closed.

Hi Steve!  Not a day goes by that I do not think of you! Thank you for giving us peace of mind in our financial situation.  You are truly a good person.  Thank you again.

Steve helped them refinance their existing reverse mortgage and gave them an extra $70,000 when they were totally out of money.

Steve, Thank you for the help with our refinance. You have a great group of people there. You were so helpful and thorough. We were amazed at your speed and efficiency. Thank you for everything. God bless and best wishes.

Steve gave them 50K and kept their house payment the same.

Dear Steve, I just wanted to take the opportunity to thank you for the cutlery, the Forget-me-nots, and above all, the mortgage services you were able to provide so seamlessly. I’m so glad I did this. It’s already a huge help! Thanks again, Jane

Jane is a single woman, running out of money. The reverse mortgage wiped out her house payment of $1,900/month, and gave her $36K cash. She’ll never have to make another house payment as long as she lives.

Steve Haney and his team were fantastic!! I highly recommend them to help with all your needs in this area!! Thanks Steve!

Thanks for making our dreams come true!

Steve helped them save $1,400 per month and helped them get $43,000 in cash. They were also allowed to skip 4 house payments in the last 12 months.

I just wanted to thank you for the refinance, because we are so happy to have that done, but what I am actually writing you about is that AWESOME gift. It is the best knife ever. My mother in law is visiting and she has freaked out about how great the knife is, my husband has raved, my son has showed delight while using it…we all love it. I have a gigantic garden, and cutting my soft fresh tomatoes is so annoying with my squish and destroy knives, but I seriously am happier in the kitchen because of this silly knife.

Steve gave her an expensive kitchen knife as a house warming gift to celebrate her refinance.

You guys, all of you guys, have been so great to work with and have saved me so much $, I don’t want you to feel obligated to do even more. I must commend you and your team for all the great work you do. As I mentioned earlier today, I’m recommending you to everyone I know. Herman and Johnell are the best! It’s truly been a pleasure! Thank you so much, and keep up the good work.

Steve helped save him $900/mo by refinancing his home and getting rid of his mortgage insurance.

My wife and I started our journey with you on April 30, and closed only 3 weeks later. We did not know the 1st thing about reverse mortgages. At the close of that 1st meeting, you handed us a card and said, ‘Johnell will take good care of you.’

Johnell was the most professional and personable person that I have come across in a very long time. Any questions we had on this journey were answered without excuse or sideways conversation. Her knowledge and expertise are beyond question. There is no doubt that what could have been a very stress filled and anxious situation with someone else simply was never an issue or concern for us with Johnell.

She is the most valuable employee that you have, and we will recommend her services to anyone at any time or anywhere, and I don’t ever make recommendations! She is a complete, all around professional at what she does. Thank you all for making this journey for and with us! We will spread the word!!

Thank you all for all your hard work and dedication to doing what is right! We really do appreciate the work you have done for us.

We did an easy refinance for them, that gave them $6,000 cash and saved them $245/month.

You are a great person and do great things for people. Thank you!

Steve refinanced their home saving them $800/month, when no one else could help them.

Steve, the best blessings in life are people like you. So for all that you do and for all that you are…. Thank You!

She is a 74-year-old widow who could not afford her house payments anymore. Steve did one of the new reverse mortgages for her. Now, she can survive and enjoy the rest of her home without a house payment.

Steve has assembled an EXCELLENT and KNOWLEDGEABLE staff, our refinance options were clearly explained and we were always notified of necessary documents needed to complete the entire process that took less than 3 weeks. Truly OUTSTANDING, PROFESSIONAL and HONEST. We cannot express our total satisfaction enough. Our latest experience was Amazing. To the entire staff – THANK YOU!!! you are THE BEST.

My refinance turned out to be a long and involved process. The one consistency of the whole thing was this company. They supported me through the setbacks when I was sure they’d bail out and cut their losses.
Thank you, especially!

Thanks Steve!  I really appreciate everything you and your staff did to get us this house. We absolutely love it.

This borrower was turned down by lots of banks.  Steve’s team truly went the 2^nd mile to help him.

Give my best regards and THANKS to your secretary Tauna. The book of Proverbs says: Where do you find such a woman of strength where people put trust in her and most of all worth more than pearls and jewels. She is like all of us who have to face the public daily and all of us have our own fears and things we carry within ourselves — we are human. But when I spoke with her and met her in person, I would have never thought she had any fears. She is the greatest and what a voice to hear on the phone and so willing to help others. May she be appreciated and also know of her worth.

We really appreciate everything your team has done for us! We will keep spreading the word to our friends and family about our experience!

We worked with him for three years to get him ready to refinance. This week we paid off $120,000 worth of debts and saved him $750/month.

You have been the best with all our mortgage needs. You have an awesome team. Very friendly and focused on the needs for others. I recommend Mortgage Doctors to anyone in need to purchase a home or refinance. You have helped us for years. I put my money where it can be trusted and it’s here with Steve Haney and his team. You are #1.

We so appreciate the MMs, lunch, and your expertise! Let us know if and when we qualify for a reverse mortgage.

Steve took them to lunch to discuss a reverse mortgage. Although they were not quite ready, he encouraged them with a bucket of Peanut M&Ms.

After being turned down by various lenders, Steve, Herman, and the entire team worked a miracle! We were approved, able to consolidate debt, and reduce our monthly expenses. The team at Provident Lending was professional, punctual, and concerned about our individual needs as borrowers. They took time to find the whole story, not just what was written in a file. We will be recommending them to everyone. They have changed our whole financial situation. Thank You.

We saved them $2,900/month by paying off all of their debts, after they had been turned down by most of the big banks in the country.

It would be easier for me to say what I didn’t like about Steve and his staff…and that is NOTHING! They made my home buying experience absolutely pain free, answered my million questions, responded to emails, returned phone calls, I left the closing table knowing exactly what just took place. I will always refer to Steve!!!

Great service! Very professional! They helped us with refinancing and the purchase our new home. I highly recommend!

Thank you, Steve Haney, for all that you did for us! We appreciate you so much!

Steve refinanced his home to pay off debt and saved him over $900/month.

Dear Steve, Please say hello to all your family, and relay my deepest thanks for all they do, with you, in reaching out to others in need.

My care package arrived, and I can’t express how much of a blessing it is at this lonely time of year; a time that has been made considerable less lonely through your daily efforts at reaching out to me with the humorous messages – I really do enjoy every one.

I hope you and your family have a truly exceptional Christmas this year, and I can’t wait for the first Christmas when I will be able to share some part of it with you.

Steve has been sending funny cartoons, gift baskets, and letters to his friend in prison every day for almost a year.

I get your cards and letters every year. I think about you often. You are really something else. God broke the mold after He made you for sure. Doing business with you is really more than a transaction. I refer everyone I talk to you.

He needs to refinance his home, but is not ready yet. I have kept in touch with him for over two years.

We really appreciate ALL your help in getting this done! Rest assured, we will always get the word out as to your business and how well you have treated us. It will not go to the way side!

Steve saved them $900/month, and they skipped two house payments.

Just can’t begin to tell you how very much your thoughtfulness meant to us!

We paid off their mortgage, saving them $1,100/month. They’ll never have another house payment as long as they live.

We were absolutely satisfied as Steve Haney helped us with a complicated reverse mortgage. He walked us carefully through every step of the process and saved us thousands of dollars. We recommend his firm highly.

My daughter Jennifer and I want to convey to you our heartfelt appreciation for the excellent assistance we received with the refinancing of Jennifer’s Loveland Home.

Noteworthy was the prompt, courteous and professional support Cherie provided. She is an excellent representative for your organization.

Thank you for your services and please let Cherie know how impressed we were with her support.

Please tell Steve that it was Fate that I woke up early that Saturday morning when I listened to him on the radio. I jumped out of bed and wrote down his phone number. If I’m up, I just may listen again this Saturday!! Thank you again, and again….”

This couple was living off of their very limited savings. We refinanced their home and paid off all of their debts saving them right at $2,800/month.

Thank you for saving my home! You took money out of your own pocket to make this work for me. Thank you again for all that you have done.

This woman was a highly paid professional, who went to the hospital for a knew replacement. She got an infection, that would not go away. They had to amputate her leg so she could not work anymore. She went from over 80K per year to 24K. She was close to losing her home until she heard me on the radio. We got her into a reverse mortgage, and now she has the ability to survive.

I contacted Steve to look into a reverse mortgage and he recommended I consider a refi through the V A. I followed his advice and was able to pull out a considerable amount of cash which I used to pay off other bills and now I am free of credit cards and also pay off my truck. Steve and his staff were very helpful and professional. I would highly recommend Provident Lending to anyone needing help in this area.

I have used them two times now. Absolutely perfect service!!

Wonderful staff. Wonderful service on my refinance. I would highly recommend them.

Amazing staff! They helped with all the papers to sell our rental, refi our house, and we are using them to qualify for a new house this summer! Fast and took the time to explain things in detail. We would recommend them to friends and family…..most already use them!

We went to for a possible reverse mortgage and Steve was honest and told us we weren’t ready for one yet. He recommended a refinance which we did. It was FAST. Thanks for being there.

Great service. When all other lending institutions denied me for a home loan or weren’t interested in taking on my situation regarding a previous short sale due to economic downfall in 2010. Provident Lending came through under a special program. Their tenacity and hard work ethic got me approved! I am eternally grateful for their commitment to me during the process. I would highly recommend Provident Lending to anyone. They never gave up on me and because of them, I got my dream home Thank you!

We were absolutely satisfied as Steve Haney helped us with a complicated reverse mortgage. He walked us carefully through every step of the process and saved us thousands of dollars. We recommend his firm highly.

They’re a great company, and love how it is family oriented.

Great company to do business with. I have refinanced three or four times over the years with Provident Lending and have nothing but great things to say. Thank again, Steve and staff!

Steve Haney is a gracious and caring man, who gets the best for everyone. He truly cares about the people he serves.

Well, the dust has finally settled, the bills are finally paid, and all is good in our household. We had a little mix-up in the payment of a couple of the bills but that has been resolved and much to our surprise things turned out better than we had anticipated.

Steve, remember at closing we told you that it looked like we would be able to have all our bills paid and owe nothing but the house by the end of 2017? As it turned out we were able to pay everything with the money from closing and have enough to buy a new computer (A good one). As of now our only bill, aside from normal household expenses, is the house. Things can’t get any better than that.

THANK YOU! THANK YOU!! THANK YOU!!! For being so patient with us throughout this whole ordeal. It was worth it in the long run.

Steve helped them refinance their single-wide manufactured home on 40 acres. Susan is disabled. Steve helped them pay off their debts, saving them 1,900/month, with money left over.

Thank you for all your help and advice. We were able to buy a new home. It was you and all the advice you gave that helped us get to where we are.

Just got your newsletter and the Message From the Heart touched me! Thanks for the reminder. Especially in the tough times we must remember to give more than ‘lip service’ gratitude, but truly heartfelt gratitude and joys for ALL things…even our trials! Needed that. Thanks so much!

We all want to thank you for the ‘above and beyond’ support you gave us during our refinance process for both homes. Thank you for being such a great person. We only wish that more Americans could follow your lead!

Dear Steve, Many thanks for your time and patience with my reverse mortgage!  I really didn’t expect it to be so EASY!

She came to Steve thinking that she would have to sell her home and rent an apartment. Steve helped her to pay off her $90,000 mortgage, got her $33,000 in cash, and $700/month for the rest of her life.

Steve, Could have not done this without you and Johnell. You Rock. Thank you!

Steve helped them buy a home less than 1 year after their bankruptcy.

Thank you so much for what you did for me. I know that God will help you in everything.

Steve saved her $250/month and she skipped 4 house payments!

Johnell, Thank you so much for all your hard work with “the bank” for our refi! We greatly appreciate all the extra time it took, and are glad it is over with a great result.We told Steve we thought he is so lucky to have you!! Many Thanks!!

Johnell, Thanks so much for working miracles to get our loan processed. We both really appreciate all your efforts.

Thank you Steve. I just want to let you know what an awesome job Johnell does! She is so nice to work with and is very prompt getting items that are needed. I do hope that I have the opportunity to work with both of you on many loans in the future. Thank you for being so great to work with!

Dear Steve, Things went very well for our closings. All feedback we heard was positive in regard of your staff. Thank you so much for everything you did for us! We feel so entirely blessed to have you guiding us through the whole process…right from the beginning. The house is beautiful and I’m sure we will truly enjoy it once we get everything unpacked.

Steve, Things went very well for our closings. All feedback we heard was positive in regard of your staff. Thank you so much for everything you did for us! We feel so entirely blessed to have you guiding us through the whole process…right from the beginning. The house is beautiful and I’m sure we will truly enjoy it once we get everything unpacked.

Dear Steve, Thank you so much for sending the 9V battery and the reminder to put it in our smoke detector. In fact, I had not even thought about it! You are a wonderful person and I am glad to call you a friend.

Dear Steve & John, THANKS A BUNCH! It’s a done deal now. I am happy with how it went and relieved knowing I can stay in my home until I am really old & gray. I will certainly refer you when the opportunity arises.

Dear Mr. Haney, Just wanted to drop you a note to say “thank you” for the referral to DeWayne. I met with him earlier this week for the free consultation. It was very informative and a productive meeting. I enjoyed talking with you and am really looking forward to the day that we’ll be able to do business together.Again, thanks so much for your advice and kind words. I hope things continue to go well for you and that more people get to see how wonderful you are!! 🙂 Take care and I’ll stay in touch!

Steve, I was thinking of you today. And thanking God for putting you in my Life. Thank you for all you do. {:-) You make this world a better place for me. Love, your brother in Christ.

Johnell, I just wanted to tell you thank you so much for helping us get our house refinanced. You worked so hard for us and we appreciate all of it. The closing went really smooth and quick thanks to all of your hard work. I wouldn’t want to work with anyone else on something like this. It is a pleasure working with you. Thanks again and best wishes.

Hi Johnell, I wanted to thank you for everything you did while processing our loan. I know how stressful a job you have. You should be proud of your professionalism and your patience. Thanks again & Merry Christmas to you and yours! and of course wishing you a Happy New Year & Many Happy Days!

Steve, I want to thank you for your extremely capable & knowledgeable assistance with my loan. I cannot even begin to adequately express my gratitude for the time you spent patiently answering questions & explaining details. You have a rare ability to make it comfortable to ask. You extended a openness which I deeply appreciated. As I mentioned, I will be delighted to recommend you & your team to others who are seeking a loan. I’m grateful to say you were able to transform a typically stressful experience into an experience that was pleasurable. My sincere thanks.

Steve and Staff, Thank you for helping us get through this recent refinance. When things got a little rough, you and Johnell were there to fix the problem and take care of us. Great customer service!

Steve, Thank you from the bottom of my heart for understanding my situation & helping me find a solution to my home mortgage problem. I hope you enjoy this CD written & performed by my brother, Terry, who lives in Nashville. God bless you and your staff, Johnell & John.

Dear Johnell, THANK YOU for helping an old cowgirl hang onto the ranch! I know Steve gets all the credit while you do all the work. You are very much appreciated.

Steve, Johnell, & John, I wish to thank each of you for enduring my absence this summer during our reverse mortgage process and working with me in my procuring the funds to make it all happen. You are definitely a ‘get her done’ company and team. I don’t know of anyone who would have made an appointment with me on the first call & the same day like you did, Steve. Thank you so much!

Steve, My wife and I got our Reverse Mortgage in the summer of 2010. We did it because she was going on Medicare and we did not know what the coverage would be for her many, many, expensive medical problems. We just put the proceeds in the bank ‘just in case’. The peace of mind that the funds gave her was priceless.I consider reverse mortgages to be the best financing opportunity for Colorado seniors with equity in their homes. I highly recommend them to any one who needs cash for important items like paying medical bills, helping out other family members, furthering education, and so much more.

Steve and John, It’s been on my mind for some time to send you a Thank You for all that you did for us! It was crazy at the time & I realize that you deal with craziness on a daily basis, trying to make it good for your customers! We appreciate what you did for us with the refinancing! Thank you!

Johnell, We all want to thank you for the ‘above and beyond’ support you gave us during our refinance process for both homes. Thank you for being such a great person. We only wish that more Americans could follow your lead!

Dear Brother Haney, I just wanted to thank you for all that you’ve done for me with this Reverse Mortgage loan. I know you went the extra mile. I will always be grateful to you! Thanks again, and Happy Thanksgiving to you and your family.

Steve, What a blessing it is to know you. Words cannot express how much I thank you for all that you have done for me. You are truly my God-sent angel. Thank you Steve for you God-given love for people, your financial help, & the M&Ms. May God continue to bless you and shower you with His love. Thank you.